April 23, 2024

United Airways is likely one of the largest airways on the planet, flying to each continent except for Antarctica. Given the quantity of its flights, United has introduced in lots of loyal clients through the years. These loyal clients typically desire a bank card to guide their flights, and the card_name is a transparent possibility.

Nevertheless, with so many journey playing cards out there, the query is whether or not this bank card stands out from the competitors. This card_name overview will analyze this bank card and whether or not its options, charges, and perks make it a worthy addition to your pockets.

TIME’s Take

The card_name is a superb alternative, particularly in case you fly United typically. However even in case you solely fly United a number of instances yearly, this card may nonetheless be price selecting up for the appropriate buyer. You obtain two one-time United Membership passes every year, which may offset this card’s annual_fees. That’s to say nothing of its different advantages, akin to 2x miles on United Flights plus lodge and restaurant purchases. Regardless of an annual charge decrease than some alternate options, there’s a number of worth right here.

Who’s the cardboard for?

The card_name is for anybody who needs to benefit from its advantages. Its 2x miles on purchases with United plus 2x miles spent on eating and inns allow you to accrue MileagePlus miles quickly. It additionally offers a number of perks for fliers, which might be price their weight in gold. Typically, anybody who flies United at the least often ought to think about this card.

Rewards construction

The card_name card has a comparatively easy rewards construction. You earn 2x miles on all eligible purchases that fall inside its bonus classes, as proven within the desk beneath. All different purchases earn 1x miles.

Provided that this can be a branded airline bank card, one of the simplest ways to redeem factors is mostly by reserving United flights or on seat upgrades. You may’t switch these factors to some other program, however United does have an in depth community of journey companions that can assist you get the place you’re going.

Earn on purchases from United, together with tickets, Financial system Plus®, inflight meals, drinks, and Wi-Fi

Earn on eating purchases, together with eligible supply providers

Earn on lodge purchases whenever you guide straight with the lodge

Fantastic print

Rates of interest

  • Common APR: reg_apr,reg_apr_type.
  • Buy Intro APR: intro_apr_rate,intro_apr_duration
  • Steadiness Switch Intro APR: balance_transfer_intro_apr,balance_transfer_intro_duration


  • Annual Charge: $0 your first yr, then annual_fees.
  • Steadiness Switch Charge: balance_transfer_fees.
  • Money Advance: cash_advance_fee.

Further hidden perks

This card has a number of hidden perks that would considerably enhance its worth. Some highlights embody:

  • First checked bag free: You and one companion touring on the identical reservation can examine your first bag (as much as $35 worth) free of charge. That equals as much as $70 in checked baggage free of charge or $140 per spherical journey.
  • 25% again on in-flight purchases: You earn 25% again as a press release credit score on all in-flight purchases of meals, drinks, or Wi-Fi whenever you pay with the Explorer card.
  • As much as $100 World Entry, TSA PreCheck®, or NEXUS charge credit score: The Explorer card will cowl the charge for World Entry, TSA PreCheck, or NEXUS each 4 years. Relying on which you’ve got, that’s price as much as $100.
  • Precedence boarding: The first cardmember and journey companions on the identical reservation can board United-operated flights earlier than normal boarding.
  • No international transaction charges: There aren’t any further transaction charges whenever you make worldwide purchases together with your Explorer card.

Alternate options

Just a few bank cards stack up as viable alternate options to the card_name. Listed below are a few of the high decisions.

card_name vs. card_name


The card_name is a stable alternative if you would like a card that isn’t tied to a particular loyalty program. As an alternative, it earns Chase Final Rewards factors, which you’ll switch to Chase’s switch companions. These embody United, Southwest Airways, Marriott Bonvoy, World of Hyatt, and IHG. The Sapphire Most well-liked has the identical annual_fees annual charge because the Explorer card (though it isn’t waived the primary yr). It additionally consists of the identical TSA PreCheck/World Entry because the Explorer Card.

Nevertheless, you gained’t get precedence boarding, 25% money again, or any of the opposite United-specific perks that the Explorer card offers. Nevertheless, it does embody Precedence Cross, which grants you lounge entry at choose airports. When you seldom or by no means fly United, the card_name is the higher alternative. However the card_name might be higher for anybody who at the least generally flies United.

card_name vs. card_name


When you’re a severe highway warrior and United is your go-to airline, it might be price shelling out for the card_name. This card has a a lot increased annual_fees annual charge and a extra beneficiant welcome provide. It additionally features a United Membership membership, which Chase says is price as much as $650 yearly. You additionally earn 4X miles on United purchases – twice as many factors because the Explorer card. The opposite bonus classes have the identical 2x miles price.

It additionally provides you your first and second checked baggage free as an alternative of only one. And in contrast to the Explorer Card, which doesn’t provide you with any elite statuses, the card_name consists of IHG One Rewards Platinum Elite standing. This comes with a $75 annual assertion credit score from IHG. There are few downsides to the card_name in comparison with the Explorer Card. The query is whether or not you’ll use the United Membership card sufficient to justify the excessive annual charge.

card_name vs. card_name


The card_name is one other normal journey card that might be a viable different to the Explorer Card. The card_name additionally earns 2x miles on purchases, however it earns that price on all purchases, not simply on particular classes. The card_name additionally has a welcome provide and a annual_fees annual charge. However once more, the charge isn’t waived for the primary yr. You additionally get entry to Capital One lounges (together with Precedence Cross), though you solely get two free lounge visits per yr. Miles are additionally transferable to Capital One’s switch companions.

The card_name is an attention-grabbing different to the Explorer Card, particularly because it earns 2x miles on all purchases with a annual_fees annual charge. Nevertheless, whereas it does include some journey perks, the distinction once more is that you just gained’t get the pink carpet therapy whereas flying that you just may get with a branded airline card.

Helpful perks that might be well worth the charge


For individuals who fly United at the least a few instances a yr, the card_name might be price including to your pockets. It has a beneficiant welcome bonus and earns 2x miles on purchases with United, plus 2x miles on eating and lodge purchases. It additionally consists of enticing perks like precedence boarding, free checked baggage, United Membership passes, and 25% money again on in-flight purchases. Whereas it has a $95 annual charge, its perks may simply offset that charge, which is waived the primary yr.

Ceaselessly requested questions (FAQs)

Is the United MileagePlus Explorer onerous to get?

If you wish to apply for the card_name, you must have a credit score rating of at the least good to glorious (670-850) to extend your approval odds. Additionally word that Chase is thought to stick to the 5/24 rule, which suggests it gained’t approve clients who’ve opened 5 or extra bank cards with any issuers up to now 24 months.

What’s the credit score restrict?

You may sometimes anticipate a credit score restrict between $5,000 and $20,000 for this card. Nevertheless, the precise credit score restrict you obtain will fluctuate relying in your creditworthiness, as decided by Chase.

Does it pay for TSA PreCheck?

Sure. The card_name will cowl the charge for World Entry, TSA PreCheck, or NEXUS each 4 years.

*APR present as of Mar 31, 2023. APR fluctuates primarily based on rates of interest and your credit score rating. Examine together with your bank card supplier for the newest APR.