June 18, 2024

The brand new Citi Strata Premier℠ Card rebrands the Citi Premier card and provides new advantages, journey protections, a bigger sign-up bonus, and extra. Let’s discover what’s new, what’s not, and the way it might meet your journey wants.

Citi Strata Premier℠ Card

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What’s in a (new) title?

Citi may have simply added new options to the previous card. Rebranding it with a brand new title and card design presents a chance to make a press release. In line with Citi, “The brand new title, Citi Strata Premier, evokes a way of ambition and journey, empowering cardmembers to achieve new heights and unlock their passions.”

Accompanying the title change is a contemporary card design that includes distinctive art work and sweeping wave strains. The “new heights” declare is formidable and should point out extra to return.

New options

The Citi Strata Premier card introduces a number of new and upgraded options, setting it other than its predecessor.

New digital vehicle-charging stations bonus class

In a nod to EV drivers, the Citi Strata Premier℠ Card gives a bonus of three factors per greenback spent at EV-charging stations. This equals the three factors per greenback spent at fuel stations.

Everlasting Citi Journey portal bonus class

The Citi Strata Premier℠ Card gives 10 factors per greenback spent on inns, rental automobiles, and sights booked by the Citi Journey portal. Though this beneficiant bonus was beforehand supplied with the Citi Premier card, it was listed as a limited-time provide. With the Strata card it has been made everlasting.

Reintroduction of journey protections

‌Citi Strata Premier℠ Card journey protections have been taken away 5 years in the past. Now they’re again, although missing intimately. Citi guarantees that “extra data shall be supplied within the Information to Safety Advantages you obtain along with your card.”

Journey protections embrace:

  • Journey cancellation and interruption. Coverage gives secondary protection solely.
  • Journey delay. Protection is topic to phrases, circumstances, and limitations.
  • Misplaced or broken baggage. Protection is topic to phrases, circumstances, and limitations.
  • Automobile rental protection. Protection is secondary inside the nation of residence.

Elevated sign-up bonus bonus_miles

For a restricted time, new prospects who apply for the Citi Strata Premier℠ Card on-line and are authorised can bonus_miles_full Sadly, current card cardholders are usually not eligible.

The continued sign-up bonus on the Citi Premier card was 60,000 factors, making the Citi Strata Premier℠ Card much more engaging in case you are in search of a brand new journey rewards card.

What stays the identical

Just about all the pieces ports over from the Metropolis Premier to the Citi Strata Premier℠ Card The truth is, functions for the previous are closed, and current cardholders will robotically obtain a brand new Citi Strata Premier℠ Card.

Annual payment

The $95 annual membership payment stays in drive. Given the modest variety of new options, holding the membership payment steady is an efficient signal and a possible inflation fighter. Additionally, there isn’t any value so as to add extra licensed customers, as there may be with some reward playing cards.

Most bonus classes

The Citi Strata Premier℠ Card gives a number of the greatest bonus classes out there, together with 3x ThankYou Factors within the following classes:

  • Airfare.
  • Eating.
  • Fuel and EV-charging stations.
  • Supermarkets.
  • Resorts.

Word that the 3x level bonus on eating, fuel, and supermarkets may make the Citi Strata Premier℠ Card a really helpful on a regular basis card should you plan to make use of rewards for journey. It awards one level per greenback spent for the few classes left.

ThankYou Factors switch companions

Citi ThankYou Factors earned in your Citi Strata Premier℠ Card will be transferred to 14 airways, together with Avianca LifeMiles, Emirates Skywards, Etihad Visitor, Flying Blue Air France/KLM, Singapore KrisFlyer, Turkish Airways Miles&Smiles, Virgin Atlantic Flying Membership, and JetBlue TrueBlue.

One potential weak point is that JetBlue is the one home airline on the transfer-partners record. You may nonetheless use factors for journey on different home airways with a $0.01 per level alternate price; nevertheless, switch charges and bonuses are often higher.

$100 annual resort profit

As soon as per calendar yr, you may get pleasure from $100 off a single resort keep of $500 or extra (excluding taxes and costs) when booked by the Citi Journey website.

No overseas transaction charges

The Citi Strata Premier℠ Card doesn’t have overseas transaction charges, making it ideally suited for purchases overseas.

Entry to Citi Leisure

Your Citi Strata Premier℠ Card means that you can entry presale tickets and unique experiences for music, sports activities, arts, and cultural occasions wherever you reside or journey.

World Elite Mastercard advantages

Mastercard cardholders have entry to Mastercard World Elite advantages, together with gives on ride-sharing, meals supply, streaming, on-line buying, and extra—in addition to entry to “priceless” experiences. (Strata is a Mastercard model.)

Professionals and Cons


  • Has 19 switch companions, together with 14 airways.
  • Cheap $95 annual payment.
  • Three factors per greenback on six classes, together with fuel and groceries.


  • Just one home airline accomplice.
  • Extent and worth of journey protections unknown.

TIME Stamp: An excellent choice if journey companions give you the results you want

The Citi Strata Premier℠ Card appears lots just like the Citi Premier card with just a few added advantages. The bonus factors construction is without doubt one of the most beneficiant within the trade. The reintroduction of journey protection lacks element however might show beneficial. In the end, the big selection of bonus level classes may make the Citi Strata Premier℠ Card an important on a regular basis card if Citi’s accomplice networks meet your journey wants.

The data introduced right here is created independently from the TIME editorial workers. To be taught extra, see our About web page.